Sun life term life insurance plans

Sun Life offers the following term life insurance plans:

Term Length	Eligibility	Coverage Options	Other Details
Term 10	18 – 75	$250,000 to $15,000,000	Premiums are guaranteed not to increase for the duration of your selected term. Optional benefits available including child term benefit, accidental death benefit, and partner protection benefit.
Term 15	18 – 70	$250,000 to $15,000,000
Term 20	18 – 65	$250,000 to $15,000,000
Term 30	18 – 55	$250,000 to $15,000,000
Premiums are guaranteed not to increase for the duration of your selected term. Optional benefits available including child term benefit, accidental death benefit, and partner protection benefit.

Term Length	Eligibility	Coverage Options	Other Details
Term 10	0 – 75	$50,000 to $15,000,000	Guaranteed conversion to a permanent plan regardless of your health status. Optional benefits available including child term benefit, accidental death benefit, and partner protection benefit.
Term 15	0 – 70	$50,000 to $15,000,000
Term 20	0 – 65	$50,000 to $15,000,000
Term 30	0 – 55	$50,000 to $15,000,000
Guaranteed conversion to a permanent plan regardless of your health status. Optional benefits available including child term benefit, accidental death benefit, and partner protection benefit.

Term Length	Eligibility	Coverage Options	Other Details
Term 10	18 – 69	$50,000, $75,000, or $100,000	Coverage continues to age 85. No medical exams and only 3 qualifying health questions. Lump-sum advance of up to 50% of your policy is available if you are diagnosed with a terminal illness.
Coverage continues to age 85. No medical exams and only 3 qualifying health questions. Lump-sum advance of up to 50% of your policy is available if you are diagnosed with a terminal illness.

Term Length	Eligibility	Coverage Options	Other Details
Term 10	18 – 69	$100,000 up to $1,000,000 in units of $25,000	Coverage continues to age 85. Lump-sum advance of up to 50% of your policy is available if you are diagnosed with a terminal illness.
Term 15	18 – 69	$100,000 up to $1,000,000 in units of $25,000
Coverage continues to age 85. Lump-sum advance of up to 50% of your policy is available if you are diagnosed with a terminal illness.

OUR REVIEWS

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WHY CHOOSE US

No medical exams

We’ve removed the most significant barrier stopping most Canadians from getting insured. Our plan requires no medical exams to qualify for coverage, meaning no tests, needles or waiting for results to see if you can apply.

No appointments

There are no appointments to schedule and no need to meet with an agent face-to-face. With our plan, you can complete your application over the phone with one of our helpful and friendly advisors.

No paperwork

Extremely long health questionnaires and other tedious paperwork requirements are used by many insurers when applying for coverage. With us, there is absolutely zero paperwork for you to fill out.

Up to $1,000,000 in coverage

By offering up to $1,000,000 in benefit amounts, our term life insurance coverage is suited to help provide financial protection for any need in life. Whether you’ve got loved ones to look after or you’ve just purchased a home, our plan will work for you.

Simple Online Application

Our application process is easy, quick, and done entirely online at your own pace. The process we’ve created is designed to be hassle-free at every stage so you can get the coverage you are looking for faster.

No Premium Surprises

There’s nothing worse when it comes to your life insurance plan than finding out your premiums have suddenly increased. That’s why, with our plan, your premiums are guaranteed to remain the same for the duration of the policy.

Knowledge CENTRE

Learn more about Term Life Insurance and see how a policy can work for you with these helpful tools and resources.

Hidden Field

Term Life Insurance - Simplicity in every sense of the term