We know that life can be unpredictable, and protecting yourself and your loved ones is a top priority. That’s why we’ve made it easier than ever to secure affordable, accessible coverage that truly has your back. Now, you have the option to add Cancer Protection to your term life insurance policy—giving you an extra layer of financial security in case of a cancer diagnosis. This added benefit ensures that you and your family are financially prepared to handle medical costs, lost income, or any unexpected expenses, so you can focus on what truly matters—your health and recovery.

Cancer Protection: The Support You Need, When You Need It Most

Cancer Coverage and Benefit Payouts

Our Cancer Protection covers major types of cancer, including carcinoma, melanoma, leukemia, lymphoma, and sarcoma. If you're diagnosed with an early-stage or minor cancer, you'll receive 15% of your benefit upfront. And if a major cancer is diagnosed later, you'll still get the remaining benefit—minus what’s already been paid. It’s coverage that grows with you, providing support when you need it most!

Coverage Amounts

Choose a Cancer Protection benefit that fits your needs, anywhere from $5,000 to $50,000! Just keep in mind that your cancer coverage can’t exceed your life insurance amount. For example, if you have $30,000 in term life insurance, that’s the maximum cancer benefit you can receive. Simple, straightforward, and designed to give you peace of mind!

Who Is Eligible?

Eligible applicants include Canadian citizens or permanent residents (for at least six months) between the ages of 18 and 70. If you meet these requirements, you're ready to apply and secure your coverage today!

Understanding Pre-Existing Conditions and Your Coverage

We’re committed to giving you the best protection possible, but it’s important to note that if cancer is diagnosed due to a pre-existing condition within the first two years of your policy, no benefit will be paid. However, don’t worry! In these cases, we’ll refund all premiums paid, ensuring you don’t lose out.

OUR REVIEWS

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Our comprehensive coverage gives you peace of mind with a simple, no-medical application, guaranteed coverage up to $500,000, and fixed premiums for your chosen 10, 20, or 100-year term. With Cancer Protection, you can receive up to $50,000 upon diagnosis to help cover medical costs. Plus, your beneficiaries get a tax-free lump sum, ensuring financial security for their future.

Knowledge CENTRE

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TIPS

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Q&A

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Calculator

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