Desjardins term life insurance plans

Desjardins Term Life Insurance

As the largest and most prevalent Quebecois life insurer, Desjardins is able to offer a huge variety of life, health, disability, and critical illness insurance to their clients. A top financial institution in Canada, Desjardins offers a range of investment and retirement options which complement the variety of insurance products that they manage.

Term life insurance products from Desjardins may be paid out as a single lump sum, or in monthly installments for easy budgeting.

Desjardins offers the following term life insurance products:

Desjardins Term Life

Term Length	Eligibility	Coverage Options	Other Details
Term 7	Ages 18 to 78	$50,000 to $10 million	Renewable and Convertible at any time, with fixed rates for the duration of the term. Free legal benefit on all policies.
Term 10	Ages 18 to 75	$50,000 to $10 million
Term 12	Ages 18 to 73	$50,000 to $10 million
Term 20	Ages 18 to 65 Children: 0 to 17	$50,000 to $10 million. Children: starting at $25,000
Renewable and Convertible at any time, with fixed rates for the duration of the term. Free legal benefit on all policies.

OUR REVIEWS

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WHY CHOOSE US

No medical exams

We’ve removed the most significant barrier stopping most Canadians from getting insured. Our plan requires no medical exams to qualify for coverage, meaning no tests, needles or waiting for results to see if you can apply.

No appointments

There are no appointments to schedule and no need to meet with an agent face-to-face. With our plan, you can complete your application over the phone with one of our helpful and friendly advisors.

No paperwork

Extremely long health questionnaires and other tedious paperwork requirements are used by many insurers when applying for coverage. With us, there is absolutely zero paperwork for you to fill out.

Up to $500,000 in coverage

By offering up to $500,000 in benefit amounts, our term life insurance coverage is suited to help provide financial protection for any need in life. Whether you’ve got loved ones to look after or you’ve just purchased a home, our plan will work for you.

Simple Online Application

Our application process is easy, quick, and done entirely online at your own pace. The process we’ve created is designed to be hassle-free at every stage so you can get the coverage you are looking for faster.

No Premium Surprises

There’s nothing worse when it comes to your life insurance plan than finding out your premiums have suddenly increased. That’s why, with our plan, your premiums are guaranteed to remain the same for the duration of the policy.

Knowledge CENTRE

Learn more about Term Life Insurance and see how a policy can work for you with these helpful tools and resources.

Hidden Field

Term Life Insurance - Simplicity in every sense of the term