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Empire Term Life Insurance

Empire Life has distinguished itself as one of the top 5 life insurers in Canada, with a strong focus on investment-based insurance solutions for their clients. Empire Life’s Solution term series offers reliable and flexible temporary coverage for any financial need.

Empire Life offers the following term life insurance plans:

Term Length

Eligibility

Coverage Options

Other Details

Term 10

Ages 18-75

Minimum:
$25,000 up to age 65
$10,000 for ages 66-75

Maximum:
$10,000,000

Renewable every 10 years. Convertible to a permanent plan until age 75. Guaranteed premiums for the duration of the term.

Term 20

Ages 18-65

Minimum:
$25,000 up to age 65
$10,000 for ages 66-75

Maximum:
$10,000,000

Renewable every 20 years. Convertible to a permanent plan until age 75. Guaranteed premiums for the duration of the term.

Term 30

Ages 18-55

$25,000 – $10,000,000

Renewable every 30 years. Convertible to a permanent plan until age 75. Guaranteed premiums for the duration of the term.




WHY CHOOSE US

No medical exams

No medical exams

We’ve removed the most significant barrier stopping most Canadians from getting insured. Our plan requires no medical exams to qualify for coverage, meaning no tests, needles or waiting for results to see if you can apply.

No appointments

No appointments

There are no appointments to schedule and no need to meet with an agent face-to-face. With our plan, you can complete your application over the phone with one of our helpful and friendly advisors.

No paperwork

No paperwork

Extremely long health questionnaires and other tedious paperwork requirements are used by many insurers when applying for coverage. With us, there is absolutely zero paperwork for you to fill out.

Up to $1,000,000 in coverage

Up to $1,000,000 in coverage

By offering up to $1,000,000 in benefit amounts, our term life insurance coverage is suited to help provide financial protection for any need in life. Whether you’ve got loved ones to look after or you’ve just purchased a home, our plan will work for you.

Simple Online Application

Simple Online Application

Our application process is easy, quick, and done entirely online at your own pace. The process we’ve created is designed to be hassle-free at every stage so you can get the coverage you are looking for faster.

No Premium Surprises

No Premium Surprises

There’s nothing worse when it comes to your life insurance plan than finding out your premiums have suddenly increased. That’s why, with our plan, your premiums are guaranteed to remain the same for the duration of the policy.

Knowledge CENTRE

Learn more about Term Life Insurance and see how a policy can work for you with these helpful tools and resources.

Hidden Field

TIPS

Helpful tips for purchasing, reviewing, and living with a term life insurance plan.


Hidden Field

Q&A

We address some of the most common questions about life insurance.


Hidden Field

Calculator

Calculate how much term life insurance you need.