Equitable Life term life insurance plans

Equitable Life Term Life Insurance

Equitable Life Provides term plans that are built around giving you customizable options so you can build the term plan you need. From optional benefits to covering multiple lives to mortgage protection, Equitable Life has a plan for your changing needs. With coverage amounts up to $2,500,000 and low-cost premiums, you can easily cover remaining mortgage payments, replace your income, fund your child's education, or even cover final expenses.

Equitable Life offers the following term life insurance products:

Equitable Term Life

Term Length	Eligibility	Coverage Options	Other Details
Term 10	Ages 18 to 75	$50,000 to $2.5 million	Guaranteed premiums and coverage for length of term. Convertible up to age 71 for Term 10 and 20, and age 60 for Term 30. Preferred rates available for amounts over $250,000.
Term 20	Ages 18 to 65	$50,000 to $2.5 million
Term 30 or to Age 65	Ages 18 to 55 (expires the earlier of 30 years or at age 65)	$50,000 to $2.5 million
Guaranteed premiums and coverage for length of term. Convertible up to age 71 for Term 10 and 20, and age 60 for Term 30. Preferred rates available for amounts over $250,000.

OUR REVIEWS

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WHY CHOOSE US

No medical exams

We’ve removed the most significant barrier stopping most Canadians from getting insured. Our plan requires no medical exams to qualify for coverage, meaning no tests, needles or waiting for results to see if you can apply.

No appointments

There are no appointments to schedule and no need to meet with an agent face-to-face. With our plan, you can complete your application over the phone with one of our helpful and friendly advisors.

No paperwork

Extremely long health questionnaires and other tedious paperwork requirements are used by many insurers when applying for coverage. With us, there is absolutely zero paperwork for you to fill out.

Up to $500,000 in coverage

By offering up to $500,000 in benefit amounts, our term life insurance coverage is suited to help provide financial protection for any need in life. Whether you’ve got loved ones to look after or you’ve just purchased a home, our plan will work for you.

Simple Online Application

Our application process is easy, quick, and done entirely online at your own pace. The process we’ve created is designed to be hassle-free at every stage so you can get the coverage you are looking for faster.

No Premium Surprises

There’s nothing worse when it comes to your life insurance plan than finding out your premiums have suddenly increased. That’s why, with our plan, your premiums are guaranteed to remain the same for the duration of the policy.

Knowledge CENTRE

Learn more about Term Life Insurance and see how a policy can work for you with these helpful tools and resources.

Hidden Field

Term Life Insurance - Simplicity in every sense of the term