IA term life insurance plans.

Industrial Alliance Term Life Insurance

As one of the top insurers in Canada, Industrial Alliance offers a competitive array of low-cost term life plans. Industrial Alliance's Pick-A-Term gives you choice of coverage length from 10 to 40 years with premiums that will never increase for the length of the term. Also, your loans and lines of credit are will be protected under one single coverage plan. Industrial Alliance offers protection up to $2,000,000 across all term plans with choice of beneficiary and contract renewal and conversion to a permanent policy.

Industrial Alliance offers the following term life insurance plans:

Term Length	Eligibility	Coverage Options	Other Details
Term 20	20 – 60	$10,000 to $300,000	Option to combine your plan with a permanent life insurance policy. Premiums that will never increase and optional contract renewal.
Option to combine your plan with a permanent life insurance policy. Premiums that will never increase and optional contract renewal.

Term Length	Eligibility	Coverage Options	Other Details
Term 10	0 – 70	$10,000 to $10,000,000	Renewable coverage until age 85. Convertible until age 71 without medical proof.
Term 20	0 – 70	$10,000 to $10,000,000
Renewable coverage until age 85. Convertible until age 71 without medical proof.

Term Length	Eligibility	Coverage Options	Other Details
Terms 10-40	0 – 80 for decreasing term. 18 – 80 for level term.	$20,000 to $10,000,000	Renewable to age 100. Convertible to a permanent plan until age 71 with no medical proof required.
Renewable to age 100. Convertible to a permanent plan until age 71 with no medical proof required.

OUR REVIEWS

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WHY CHOOSE US

No medical exams

We’ve removed the most significant barrier stopping most Canadians from getting insured. Our plan requires no medical exams to qualify for coverage, meaning no tests, needles or waiting for results to see if you can apply.

No appointments

There are no appointments to schedule and no need to meet with an agent face-to-face. With our plan, you can complete your application over the phone with one of our helpful and friendly advisors.

No paperwork

Extremely long health questionnaires and other tedious paperwork requirements are used by many insurers when applying for coverage. With us, there is absolutely zero paperwork for you to fill out.

Up to $300,000 in coverage

By offering up to $300,000 in benefit amounts, our term life insurance coverage is suited to help provide financial protection for any need in life. Whether you’ve got loved ones to look after or you’ve just purchased a home, our plan will work for you.

Simple Online Application

Our application process is easy, quick, and done entirely online at your own pace. The process we’ve created is designed to be hassle-free at every stage so you can get the coverage you are looking for faster.

No Premium Surprises

There’s nothing worse when it comes to your life insurance plan than finding out your premiums have suddenly increased. That’s why, with our plan, your premiums are guaranteed to remain the same for the duration of the policy.

Knowledge CENTRE

Learn more about Term Life Insurance and see how a policy can work for you with these helpful tools and resources.

Hidden Field

Term Life Insurance - Simplicity in every sense of the term