La Capitale term life insurance plans

La Capitale offers the following term life insurance products:

Term Length	Eligibility	Coverage Options	Other Details
Term 10	0 – 70	$25,000 to $10,000,000	Joint coverage available for people ages 18 – 60. Convertible until age 70 to a permanent plan.
Term 20	0 – 70	$25,000 to $10,000,000
Term 25	0 – 70	$25,000 to $10,000,000
Term 30	0 – 70	$25,000 to $10,000,000
Term 35	0 – 70	$25,000 to $10,000,000
Joint coverage available for people ages 18 – 60. Convertible until age 70 to a permanent plan.

Term Length	Eligibility	Coverage Options	Other Details
Term 15	0 – 70	$25,000 to $10,000,000	Joint coverage available for people ages 18 – 70. Convertible until age 70 to a permanent plan.
Term 20	0 – 70	$25,000 to $10,000,000
Term 25	0 – 70	$25,000 to $10,000,000
Term 30	0 – 70	$25,000 to $10,000,000
Term 35	0 – 70	$25,000 to $10,000,000
Joint coverage available for people ages 18 – 70. Convertible until age 70 to a permanent plan.

Term Length	Eligibility	Coverage Options	Other Details
Term 15	18 – 70	$500 to $1,000 in monthly payments.	Fixed premiums for length of term. This term product provides monthly payments over 15, 20, or 25 years. Available as a rider on other term products.
Term 20	18 – 65	$500 to $1,000 in monthly payments.
Term 25	18 – 60	$500 to $1,000 in monthly payments.
Fixed premiums for length of term. This term product provides monthly payments over 15, 20, or 25 years. Available as a rider on other term products.

Term Length	Eligibility	Coverage Options	Other Details
Term 20 with a 10 year opt-out option	18 – 60	Minimum $25,000	Convertible to a permanent plan before age 65, may be renewed as a fixed term 10 until age 85. Cash surrender option available after 10th year.
Convertible to a permanent plan before age 65, may be renewed as a fixed term 10 until age 85. Cash surrender option available after 10th year.

OUR REVIEWS

We appreciate our customers’ feedback! Here’s what our clients are saying about us.

WHY CHOOSE US

No medical exams

We’ve removed the most significant barrier stopping most Canadians from getting insured. Our plan requires no medical exams to qualify for coverage, meaning no tests, needles or waiting for results to see if you can apply.

No appointments

There are no appointments to schedule and no need to meet with an agent face-to-face. With our plan, you can complete your application over the phone with one of our helpful and friendly advisors.

No paperwork

Extremely long health questionnaires and other tedious paperwork requirements are used by many insurers when applying for coverage. With us, there is absolutely zero paperwork for you to fill out.

Up to $500,000 in coverage

By offering up to $500,000 in benefit amounts, our term life insurance coverage is suited to help provide financial protection for any need in life. Whether you’ve got loved ones to look after or you’ve just purchased a home, our plan will work for you.

Simple Online Application

Our application process is easy, quick, and done entirely online at your own pace. The process we’ve created is designed to be hassle-free at every stage so you can get the coverage you are looking for faster.

No Premium Surprises

There’s nothing worse when it comes to your life insurance plan than finding out your premiums have suddenly increased. That’s why, with our plan, your premiums are guaranteed to remain the same for the duration of the policy.

Knowledge CENTRE

Learn more about Term Life Insurance and see how a policy can work for you with these helpful tools and resources.

Hidden Field

Term Life Insurance - Simplicity in every sense of the term