Term 100 Life Insurance

Term 100 is the maximum length an individual can be insured, and it remains in place for the insured’s entire life.

Term 100 Plans

Term 100 takes the lifelong coverage of permanent plans and adds the simplicity that comes with term coverage. Unlike other forms of permanent insurance, Term 100 insurance remains relatively affordable due to removing investment components, which may not be needed by the average person.

Term 100 is ideal for individuals whose needs are not likely to decline or change as they age and move into retirement. Term 100 is the best insurance solution for building a legacy, settling final affairs, and passing down an inheritance to dependents.

By removing medical exams, paperwork, and lengthy approval periods, we’ve simplified the application process making it even easier to get term 100 coverage.

Term 100 is best suited for the following needs:


No medical exams

We’ve removed the most significant barrier stopping most Canadians from getting insured. Our plan requires no medical exams to qualify for coverage, meaning no tests, needles or waiting for results to see if you can apply.

No appointments

There are no appointments to schedule and no need to meet with an agent face-to-face. With our plan, you can complete your application over the phone with one of our helpful and friendly advisors.

No paperwork

Extremely long health questionnaires and other tedious paperwork requirements are used by many insurers when applying for coverage. With us, there is absolutely zero paperwork for you to fill out.

Up to $1,000,000 in coverage

By offering up to $1,000,000 in benefit amounts, our term life insurance coverage is suited to help provide financial protection for any need in life. Whether you’ve got loved ones to look after or you’ve just purchased a home, our plan will work for you.

Simple Online Application

Our application process is easy, quick, and done entirely online at your own pace. The process we’ve created is designed to be hassle-free at every stage so you can get the coverage you are looking for faster.

No Premium Surprises

There’s nothing worse when it comes to your life insurance plan than finding out your premiums have suddenly increased. That’s why, with our plan, your premiums are guaranteed to remain the same for the duration of the policy.

Knowledge CENTRE

Learn more about Term Life Insurance and see how a policy can work for you with these helpful tools and resources.


We address some of the most common questions about life insurance.


Calculate how much term life insurance you need.