Humania Assurance, formerly known as LS Mutual, is a Quebec-based life and disability insurer. Over the last 75 years, Humania has grown to become one of the largest mutual insurers in Canada, basing its success by focusing on the needs of their membership. Their compassionate stance on insurance products reflects in their wide selection of disability and life insurance options for working class families, and individuals with a troubled insurance history or health problems.
Term Length |
Eligibility |
Coverage Options |
Other Details |
|---|---|---|---|
Term 10 |
Ages 18 to 60 |
$50,000 to $2 million |
Fixed rates. Convertible to permanent insurance before age 65. |
Term 20 |
Ages 18 to 60 |
$50,000 to $2 million |
|
Fixed rates. Convertible to permanent insurance before age 65. |
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We’ve removed the most significant barrier stopping most Canadians from getting insured. Our plan requires no medical exams to qualify for coverage, meaning no tests, needles or waiting for results to see if you can apply.
There are no appointments to schedule and no need to meet with an agent face-to-face. With our plan, you can complete your application over the phone with one of our helpful and friendly advisors.
Extremely long health questionnaires and other tedious paperwork requirements are used by many insurers when applying for coverage. With us, there is absolutely zero paperwork for you to fill out.
By offering up to $300,000 in benefit amounts, our term life insurance coverage is suited to help provide financial protection for any need in life. Whether you’ve got loved ones to look after or you’ve just purchased a home, our plan will work for you.
Our application process is easy, quick, and done entirely online at your own pace. The process we’ve created is designed to be hassle-free at every stage so you can get the coverage you are looking for faster.
There’s nothing worse when it comes to your life insurance plan than finding out your premiums have suddenly increased. That’s why, with our plan, your premiums are guaranteed to remain the same for the duration of the policy.
Learn more about Term Life Insurance and see how a policy can work for you with these helpful tools and resources.
Helpful tips for purchasing, reviewing, and living with a term life insurance plan.