What is No Medical Life Insurance?
No Medical life insurance is a form of life insurance that does not require a medical exam in order to qualify. Most types of no medical policies only require that you answer a few questions about your health to see if you qualify for coverage.
Because there’s no need to do blood tests or meet with a doctor or nurse, these policies can be issued to you much faster than traditional types of life insurance. Some policies may even insure you in a matter of days, compared to weeks it takes to issue other kinds of life insurance.
Who Can Benefit From No Medical Life Insurance?
Many different types of individuals have taken advantage of No Medical Life Insurance. Here are some of the common reasons you may benefit from this type of insurance:
- You have had health problems in the past that would make it difficult to pass a medical exam.
- You do not like doctor’s visits, needles, or blood tests.
- You are overweight.
- You have a health condition that might come up in a medical exam.
- You are considered “hard to insure” by life insurance providers.
We work with leading providers of No Medical Term Life Insurance, and can help you compare rates on some of the top plans in Canada. To get started, we encourage you to use our free, no-obligation quote form above. It takes only a minute to fill out, and you’re under no obligation to accept a quote you don’t feel is in your best interests.